Free Initial Consultation
We analyze your situation: residence permit, income, down payment.
Expat-Friendly Mortgages
We consider the specific requirements expats face in Germany, including residence status, international income, and a short German credit history.
Our advisors are fluent in English. No language barriers for your most important financial decision.
We match Blue Card, settlement permit, and other residence titles with the applicable bank criteria.
For income from international employers, we check which financing partners may consider the case.
Some banks consider additional evidence. Whether financing is possible depends on the complete credit assessment.
The German mortgage process can be confusing. We explain every step clearly and understandably.
Your data is stored in Frankfurt; the AI assistant and the automated check of your documents run in data centres in the EU.
We analyze your situation: residence permit, income, down payment.
We match your details against the criteria of a network of more than 400 banks.
We help you compile all required documents.
Structured submission to suitable financing partners; the selected bank makes the credit decision.
FAQ
Most banks accept the Blue Card, a settlement permit (Niederlassungserlaubnis) and unlimited residence permits. Even with a limited permit, financing is possible if it's renewable.
Schufa is the German credit bureau. As a newcomer, you may not have a Schufa history. We work with banks that accept alternative proof of creditworthiness.
Yes! Many banks accept income from international companies, especially if you have a German employment contract or are tax-resident in Germany.
The equity requirement depends on the bank, property, income, and residence status. More equity may improve the range of financing partners and terms available.
Our network includes more than 400 banks with different criteria. Which institutions will review your case depends on factors including residence status, income, equity, and the property.
Many banks consider residence duration and employment terms. Specific requirements vary; shorter stays may still be reviewed on a case-by-case basis.
In addition to standard documents: residence permit, employment contract, potentially references from previous employers, and proof of down payment (including from abroad).
This is possible but complex. We advise you on the options and requirements for international co-borrowers.