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Free Initial Consultation
We analyze your situation: residence permit, income, down payment.
We understand the unique challenges expats face in Germany. English-speaking advisors, clear processes, solutions for every situation.
Our advisors are fluent in English. No language barriers for your most important financial decision.
We know which banks accept Blue Card, settlement permit (Niederlassungserlaubnis), and other residence titles.
Income from international employers? We find banks that understand your situation.
Alternatives to Schufa for expats. We find solutions even without German credit history.
The German mortgage process can be confusing. We explain every step clearly and understandably.
Your data is stored in Germany and protected according to EU data protection standards.
We analyze your situation: residence permit, income, down payment.
From 400+ banks, we find those that accept your expat situation.
We help you compile all required documents.
Bank-ready submission for fast processing.
Most banks accept Blue Card, Niederlassungserlaubnis (settlement permit), and unlimited residence permits. Even with a limited permit, financing is possible if it's renewable.
Schufa is the German credit bureau. As a newcomer, you may not have a Schufa history. We work with banks that accept alternative proof of creditworthiness.
Yes! Many banks accept income from international companies, especially if you have a German employment contract or are tax-resident in Germany.
Expats often need 20-30% down payment to get the best rates. With strong income and a good residence permit, less may be sufficient.
We have partnerships with 400+ banks and know exactly which accept expat situations. ING, Commerzbank, and some regional banks are often more flexible.
Many banks require at least 6-12 months of residence in Germany and an unlimited employment contract. We also find solutions for shorter stays.
In addition to standard documents: residence permit, employment contract, potentially references from previous employers, and proof of down payment (including from abroad).
This is possible but complex. We advise you on the options and requirements for international co-borrowers.