1
10 minutes
Upload documents
Upload your documents conveniently. Our AI instantly checks for completeness.
- ID & salary statements
- Property documents (exposé, etc.)
- Instant AI document check
Upload documents, get digital consultation, submit bank-ready. Through our AI-powered process, your documents land directly on the bank decision-maker's desk – no postal delays, no follow-up requests.
Why we're faster
Traditional Process
2-3 Weeks
hypotech
3-5 Business Days*
* With top banks (ING, Commerzbank, DSL Bank, etc.) using "fast-lane" processes. Depends on bank and document completeness.
Our streamlined process eliminates endless bank visits. Everything online, a brief call for verification, and you have your offer.
Upload your documents conveniently. Our AI instantly checks for completeness.
Get initial rates from our network of over 400 banks.
Choose your preferred consultation method. Both lead to the same result.
Your bank-ready documents go directly into review. Top banks often respond the next day.
* With top banks using fast-lane
Free • Non-binding • Credit-neutral
In a fast-moving property market, every hour counts. With hypotech, you reach your goal faster than with any traditional bank.
We significantly reduce the waiting time for your approval. Your documents land directly on the bank decision-maker's desk – no detours through mail or lengthy appointments.
Forget long commutes and waiting times. Everything runs digitally – from upload to signature. Conveniently from your sofa.
Banks love "clean" applications. Our AI checks your documents immediately for completeness and readability – so your documents go out bank-ready and get prioritized treatment.
We automatically compare over 500 banks and find the lowest rate for your personal situation.
Digital consultation via AI chatbot – available instantly, 24/7. Our experts review every case and are personally available for complex questions.
See the status of your application at any time. Progress bars show exactly which steps are missing – no black box.
For financial decisions, trust matters. Our processes are verified, our advisors certified, your data protected.
256-bit encryption for all data transfers
Data stored exclusively in German data centers
Verified financial advisors with IHK certification
Access to over 400 banks for optimal rates
Even though everything works digitally – real financing experts with years of experience stand behind hypotech. In a brief consultation call, you'll meet your personal contact.
Everything you need to know about the digital financing process
Start in 10 minutes – free and non-binding
Start Financing NowFree • Non-binding • Credit-neutral