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Finance your renovation or energy efficiency upgrade affordably. We find the best offer from 400+ banks – including KfW subsidies.
From a new heating system to complete energy renovation – we finance your project.
Heating replacement, insulation, new windows – reduce energy costs and increase your property value.
Kitchen, bathroom or layout changes – turn your house into your dream home.
Electrical, plumbing, smart home – bring your property up to date.
Age-friendly modifications for more comfort and independence – often additionally subsidized.
Benefit from grants and subsidized loans for energy efficiency measures.
Up to 70% grant for installing climate-friendly heating systems like heat pumps.
Up to €150,000 loan with repayment grant for complete renovation to efficiency house standard.
Up to €50,000 subsidized loan for barrier-free conversion and burglary protection.
Depending on amount and project, there are different options – we advise you individually.
Up to €50,000
Fast and simple. No land register entry needed, fixed rates, quick payout.
Ideal for small to medium projects
From €30,000
Lower rates through land register security. Worth it for larger amounts.
Ideal for extensive renovations
Varies by program
Government subsidized with repayment grant. Especially favorable for energy measures.
Ideal for energy renovation
We find the best offer from over 400 banks – including KfW and regional development banks.
We know all subsidy programs and help with applications. No grant goes unused.
Loan without land register in just a few days. Larger projects also financed quickly.
Our experts advise you on loans and subsidies – free and non-binding.
Bank loan and KfW funding combined. We coordinate everything for you.
Our service is completely free. We are paid by the banks.
Our streamlined process eliminates endless bank visits. Everything online, a quick call for verification, and you have your offer.
Upload your documents conveniently. Our AI checks immediately for completeness.
Get the best rates from 400+ banks – including matching KfW subsidies.
Choose your preferred form of advice. Both lead to the same result.
Your bank-ready documents go directly into review. Fast payout for your project.
* Without land register often even faster
Free • Non-binding • Credit score neutral
Everything you need to know
A renovation loan is a purpose-bound loan for renovation, modernization or improvement of a property. It often offers better terms than a regular personal loan because the measures increase the property value.
For amounts up to approx. €50,000, a land register entry is often not required. This saves time and costs. For larger amounts, a secured loan usually makes sense due to lower interest rates.
Almost all value-increasing measures: Energy efficiency upgrades (heating, insulation, windows), bathroom and kitchen renovation, attic conversion, extensions, technical modernization, barrier-free conversion and much more.
Yes, this is even recommended! KfW loans often don't cover 100% of costs. We help you optimally combine KfW funding and bank loans.
With a renovation loan without land register entry, payout can happen within a few days. With secured loans or KfW funding, it takes a bit longer.
Not necessarily. Many renovations can be financed 100%. For larger projects, however, equity improves the terms.
Compare the best offers now and secure your funding.
Compare for freeFree • Non-binding • Credit score neutral