Digital
Upload documents
Upload your documents conveniently. Our AI checks immediately for completeness.
- ID & salary statements
- Cost estimates for your project
- AI instant document check
Up to 80% KfW heating grant
Compare suitable terms across a network of more than 400 banks and check which subsidy programs may apply to your project.
Multiple use cases
We finance projects ranging from a new heating system to a complete energy renovation.
A new heating system, insulation and windows can reduce energy costs and increase your property value.
Kitchen, bathroom and layout changes can turn your house into your dream home.
Bring your electrical systems, plumbing and building technology up to date.
Age-friendly modifications provide more comfort and independence and often qualify for additional subsidies.
Use government subsidies
Benefit from grants and subsidized loans for energy efficiency measures.
Grant of 30% up to 80% for installing a climate-friendly heating system such as a heat pump.
Up to €150,000 loan with repayment grant for complete renovation to efficiency house standard.
Up to €50,000 subsidized loan for barrier-free conversion and burglary protection.
The available options depend on the amount and project. We advise you individually.
Up to €50,000
Fast and simple. No land register entry needed, fixed rates, quick payout.
Ideal for small to medium projects
From €30,000
Lower rates through land register security. Worth it for larger amounts.
Ideal for extensive renovations
Varies by program
Government subsidized with repayment grant. Especially favorable for energy measures.
Ideal for energy renovation
We compare suitable offers across a broad banking network and consider available subsidy options.
We consider relevant subsidy programs and support preparation. Eligibility and availability depend on the applicable program terms.
We review documents and subsidy options early. Processing time and the decision remain with the financing partner.
Our experts provide free, non-binding advice on loans and subsidies.
A bank loan and potential subsidy are considered together. We coordinate the next steps with you.
Our service is completely free. We are paid by the banks.
Digital, step by step
Capture details and documents digitally. We check completeness and prepare a comparison with suitable financing partners.
Upload your documents conveniently. Our AI checks immediately for completeness.
Receive suitable terms for non-binding guidance from a network of more than 400 banks; potential subsidies are considered.
Clarify your needs digitally with the AI assistant or in a personal conversation. In both cases, advice and recommendations come from your adviser.
After preparation, your documents are submitted selectively. The bank determines terms, timing, approval, and payout.
Timing and outcome cannot be guaranteed.
Free • Non-binding • Credit-score-neutral comparison
FAQ
Everything you need to know
Compare suitable offers and review available subsidy options.
Free • Non-binding • Credit-score-neutral comparison